After attending a writers’ convention in Camp Samal, Arcon, Tumauini, Isabela, I boarded a bus that would take me to Manila. Surprise! A former housemate was in the very same bus that I boarded! Wow! Talk about coincidences. So we talked about careers, finances, and well, life! It’s been more than five years since I graduate from college. We’ve grown a lot and we have learned a lot.

image courtesy of www.orcabytcs.com

If there was any regret on my part, it was that I learned about effective financial management only recently. I realized this as we traded stories of friends, officemates and family members who did not manage their finances properly. The effects of poor financial management are obvious-negative net worth, debt, and worry about finances.

I’ve been a slave to all of these in the past. That is why I realized that personal finance management is really important. Why?

1. Personal finance management helps you set priorities.

If you manage your personal finance well, you will know which of your desires and ambitions are possible right now and which ones are possible in the future after making adjustments and the necessary preparations. Getting a realistic grip of your finances will prevent you from embarking on costly projects.

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In a previous post under Career development Friday, I talked about the importance of looking for the right job for you.

If you are a fresh graduate and looking for a job, or if you are in the midst of a decision-making process, you are looking for the right job. In addition to this question, you have to ask yourself if you are the right person for the job. This might be a tough question to ask. But it will also help you in deciding which job to take.

If you have a dream job, or if you have accepted a job, try putting yourself in the shoes of your employer. If you were the employer, would you hire a person with the same set of skills and abilities that you have? It might be a difficult question but if you are honest with yourself, you would know the answer.

Getting a job means entering into a relationship. It’s a two-way street. The employer needs you and you need the job. But if you are just after the money, you will not be able to last long in your job. Why? Because it will take more than money to motivate people and ensure that they are working efficiently and excellently.

Here are three tips on how you can become the right person for your job.

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